Payment redirection · Australia
$166.8m
Lost by Australians to payment redirection in 2025, also known as business email compromise. It is the second-largest scam type by loss in the country, and one of the only ones still rising.
Almost none of it involved breaking through anything. It involved a correct password, typed into a real login page, on a normal Tuesday.
Source: ACCC National Anti-Scam Centre, Targeting scams 2025, published March 2026.
Start where the attack starts
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What actually happens
Nobody breaks in. They log in, and then they wait.
Nobody sat down and picked your business. Sign-in details get harvested in bulk and sorted afterwards, and a ten-person firm that pays invoices is worth exactly as much as a large one. What follows is one real pattern, in the order it happens.